Dealerships insurance guides

Written by the brokers who place the class — coverage mechanics, underwriting drivers, and the requirements that actually matter. No filler.

• The garage policy decoded: how dealership insurance actually fits together

  Garage liability, garagekeepers, and dealer open lot cover different vehicles in different situations — the gaps between them are where disputes live.

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• Test drives, dealer plates, and employee drivers: the auto exposure nobody owns until the claim

  Who is covered when customers test drive, employees move inventory, and demos go home at night — plus the procedures dealer underwriters expect.

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